Human Settlements Minister Mmamoloko Kubayi has voiced significant concerns over the persistent challenges faced by individuals struggling to access housing. During a briefing in Pretoria on Monday, Kubayi highlighted the stark disparity in housing access between historically advantaged and disadvantaged persons.

Between 2018 and 2022, nearly six million mortgage and home loan applications were received and processed across the country. Of this total, approximately two million applications came from previously advantaged persons (PAPs), with just over one million of these applications being approved. In contrast, the situation for historically disadvantaged persons (HDPs) reveals a more troubling scenario.

Kubayi noted that the gap market, which includes those struggling to secure affordable housing, is facing severe difficulties. This sector of the population, often in need of support to access suitable living conditions, has encountered significant obstacles in securing housing solutions.

An in-depth analysis of applications from HDPs shows a concerning trend. Over the past five years, about four million applications have been submitted, amounting to a value of R2 trillion. This figure underscores the growing demand for housing among HDPs, though the rate of applications slowed down in 2020 due to the impact of COVID-19. Despite this temporary dip, the overall trend indicates a rising need for more accessible and affordable housing solutions.

The Minister’s briefing outlined several government plans aimed at addressing these housing challenges. Kubayi emphasized the need for targeted interventions to better support the gap market and ensure that the most vulnerable populations receive the assistance they require.

The government’s strategy involves not only improving access to housing for historically disadvantaged groups but also addressing systemic issues that contribute to the housing crisis. This includes enhancing support mechanisms for first-time homebuyers, implementing more inclusive housing policies, and increasing investment in affordable housing projects.

Kubayi’s remarks reflect a broader commitment to addressing housing inequality and improving living conditions for all South Africans. As the government continues to develop and implement policies aimed at bridging the gap in housing access, the focus will remain on creating sustainable solutions that address both immediate needs and long-term goals.

The Minister’s concerns and the government’s planned actions highlight the urgent need for continued efforts to tackle housing disparities and ensure that all individuals have the opportunity to secure safe and affordable housing.

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